Move in Ready Creekside Cottage With Cozy Fireplace. $145,000

Welcome to Adorable Living Spaces. Located at 4421 County Highway 103 in Idaho Springs, Colorado, this charming creekside property is listed for $145,000 and offers an affordable opportunity to own a private mountain retreat surrounded by nature. Situated on approximately 0.4 wooded acres, the furnished cottage sits alongside a peaceful creek, with mature evergreen trees creating a scenic mountain setting. Just four miles from downtown Idaho Springs, the property combines convenient access to restaurants, shops, and outdoor recreation with the tranquility of a secluded woodland getaway. The cottage is intended for recreational use rather than conventional residential occupancy.

The mountain cottage has received several improvements, including a remodeled interior, newer roof, updated siding, newer windows, and laminate flooring. Inside, the property features a gas fireplace, kitchenette, electricity, propane service, and high-speed internet, providing practical comforts for recreational visits. The cottage is being offered fully furnished, with furniture, kitchenware, and outdoor furnishings included in the sale. These features make it an appealing option for buyers seeking a ready-to-enjoy mountain basecamp without the need to purchase and transport additional furnishings. However, the listing does not specify an official bedroom count, bathroom count, or finished living area, and buyers should verify the property’s approved use and available facilities.

Outside, the 0.4-acre property offers a beautiful wooded setting with creek frontage and mature evergreen trees. A covered patio provides a comfortable place to relax while enjoying the peaceful surroundings, while a separate storage shed offers space for outdoor equipment, fishing gear, and recreational supplies. The nearby creek creates opportunities for enjoying nature, and the listing highlights fishing and gold panning as possible activities, subject to applicable access rights and regulations. The property is also conveniently located near hiking trails, rafting opportunities, and the recreational attractions surrounding historic Idaho Springs. Its combination of mountain scenery, waterfront access, and proximity to town makes it an interesting getaway for buyers who enjoy spending time outdoors.

This Colorado property offers an opportunity to own a furnished creekside mountain cottage on 0.4 acres for $145,000, but its utility arrangements and recreational-use limitations are particularly important. The listing describes the structure as a dry cottage with no septic system, meaning it is not currently equipped for conventional residential wastewater disposal. Water is supplied through a shared well with the original adjoining parcel, and the property includes an indoor heated filtration system with dual-stage filtration and ultraviolet purification. The seller suggests that a vault wastewater system and Certificate of Occupancy may be possible, but these improvements would require approval from Clear Creek County and are not guaranteed. Buyers should verify legal access, shared well rights, creek frontage, wastewater requirements, zoning, insurance availability, and the property’s current permitted occupancy status. With its creekside location, updated interior, included furnishings, and proximity to downtown Idaho Springs, this cottage could be an appealing recreational retreat for buyers who understand its existing limitations.

Property Details

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If you need more info, contact the listing agent from the Zillow link below the photos.