Welcome to Adorable Living Spaces. Today we are featuring an affordable country property at 2704 Highway 2004 in McKee, Kentucky, where a compact brick ranch sits on approximately 25 mostly wooded acres in Jackson County.
Listed for just $89,900, the home offers approximately 967 square feet of living space with 3 bedrooms and 1 full bathroom. The residence has a straightforward single-level layout that includes a generous living room, galley-style kitchen, dining area, and laundry connections.
Outside, the property offers a covered front porch, side patio, attached storage area, and approximately 25 acres, most of which are described as wooded. For buyers who prioritize privacy and land over a large house, this combination may be particularly interesting.
The property could appeal to someone searching for an affordable Kentucky country home, hunting or recreational base, weekend retreat, or acreage property with an existing residence. The listing also states that the property may qualify for Seller Financing through Vendee, subject to eligibility and terms.
| Property Details | Information |
|---|---|
| Price | $89,900 |
| Address | 2704 Highway 2004, McKee, KY 40447 |
| Bedrooms | 3 |
| Bathrooms | 1 full |
| Living area | 967 sqft |
| Lot size | Approximately 25 acres |
| Property type | Brick ranch |
| Utilities | Laundry connections |
3-Bedroom Brick Ranch With 967 Square Feet
The existing residence provides approximately 967 square feet of living space, making it a relatively compact home surrounded by a substantial amount of land.
Inside are 3 good-sized bedrooms and 1 full bathroom, providing a practical arrangement for a small family, couple, individual owner, or recreational property.
The listing describes a generous living room, while the kitchen uses a galley-style layout with an adjoining dining area.
Laundry connections are positioned off the center hallway, keeping the basic everyday functions of the house within a simple single-level floor plan.
Covered Porch, Patio and Storage Space
A covered front porch provides a sheltered entrance and an outdoor place to sit while enjoying the quiet country surroundings.
The house also includes a side patio, creating another outdoor area that could be used for seating, grilling, or relaxing during warmer months.
An attached storage area adds practical space for tools, outdoor equipment, lawn supplies, or other items that may not need to be stored inside the main living area.
These are relatively simple improvements, but they complement the property’s rural character and make the small residence more practical for someone maintaining a much larger tract of land.
Approximately 25 Mostly Wooded Acres
The major attraction is the reported 25 +/- acres, particularly at an asking price below $90,000.
Most of the land is described as wooded, providing privacy and a natural setting northwest of McKee in Jackson County.
For someone who values land more than interior square footage, approximately 25 acres surrounding a 967-square-foot residence creates a very different ownership experience from a conventional suburban home.
The listing specifically states that the exact acreage is unknown, however, so buyers should not rely exclusively on the advertised 25-acre figure when determining value or planning future uses.
Hunting, Recreation and Country-Living Potential
Mostly wooded acreage can provide opportunities for hiking, wildlife watching, hunting, trail development, and other outdoor recreation, depending on the terrain and applicable regulations.
The house could provide an existing base for someone who wants recreational land without having to immediately construct a cabin or other shelter.
Alternatively, buyers interested in full-time country living may appreciate having a manageable house while maintaining most of the acreage in its natural wooded condition.
Anyone planning hunting, timber harvesting, additional buildings, agricultural activities, or substantial trail development should first establish the property boundaries and verify applicable local and state requirements.
Affordable Property Under $100,000
At $89,900, this property falls into an increasingly difficult-to-find category: an existing 3-bedroom residence combined with substantial acreage for less than $100,000.
The home’s modest 967-square-foot size helps keep the focus on the land, making it particularly relevant to buyers who do not require a large residence.
The listing states that the home has “great potential,” suggesting buyers should evaluate its condition carefully rather than assuming it has been fully updated.
The overall value will depend on the condition of the residence, the actual acreage, the quality and accessibility of the land, and how much additional investment is required after closing.
Possible Vendee Seller Financing
Another noteworthy feature is the statement that the property may qualify for Seller Financing through Vendee.
Vendee financing is associated with eligible properties owned by the U.S. Department of Veterans Affairs, but availability and terms depend on the particular property and buyer circumstances.
Potential buyers should therefore treat seller financing as a possibility rather than a guarantee and obtain current information about eligibility, down-payment requirements, interest rates, closing costs, property-condition requirements, and other loan terms.
Financing can be especially important with lower-priced rural properties because condition, acreage, appraisal issues, or other factors can sometimes make conventional mortgage options more complicated.
Unknown Age and Acreage Need Verification
Two important pieces of information remain uncertain: the listing states that both the age of the home and exact acreage are unknown.
That means buyers should verify available deed records, tax information, surveys, previous transfers, permits, and other documents that could establish more accurate information.
The listing also contains a notice that if the property was built before 1978, lead-based paint may potentially exist. Because the construction year is uncertain, buyers renovating painted surfaces should take this warning seriously until the home’s age and paint condition are better understood.
Buyers should also determine the property’s water source, septic or sewer arrangement, heating and cooling systems, roof age, electrical service, foundation type, road access, and any other major characteristics not identified in the supplied listing information.
Due Diligence Before Buying
A professional inspection should evaluate the brick exterior, foundation, roof, attic, framing, windows, doors, electrical system, plumbing, heating and cooling equipment, kitchen, bathroom, floors, laundry connections, drainage, moisture, and attached storage area.
Because the age is unknown, buyers should also consider potential older-home concerns including outdated wiring or plumbing, insulation deficiencies, moisture damage, termites or other wood-destroying insects, and lead-based paint if the residence predates 1978. Asbestos-containing materials may also warrant consideration depending on the home’s actual age and construction materials.
The approximately 25 acres should be verified through a current survey or other reliable documentation. Buyers should investigate boundaries, easements, road frontage, access, topography, flood considerations, timber, mineral rights where relevant, and whether any neighboring properties have rights across the land.
Finally, buyers should verify the condition and availability of water and wastewater systems and investigate any intended uses before closing. Plans involving hunting, timber, additional residences, subdivision, rentals, farming, or new outbuildings should be checked against applicable restrictions and permitting requirements.
Final Thoughts
At $89,900, 2704 Highway 2004 offers a notable combination of an existing 3-bedroom brick home and approximately 25 mostly wooded acres in Jackson County, Kentucky.
The residence is modest at approximately 967 square feet, but it includes a generous living room, galley kitchen with dining space, 3 bedrooms, full bathroom, laundry connections, covered porch, patio, and attached storage.
For many buyers, however, the land will be the main attraction. The wooded setting could provide privacy and opportunities for recreation while still giving the owner an existing house to use as a full-time residence or country base.
For someone searching for a Kentucky home under $100,000 with acreage, affordable hunting property, wooded retreat, small homestead, or inexpensive country home with 20+ acres, this McKee property deserves a closer look—provided the actual acreage and condition meet the buyer’s expectations.
If you need more info, contact the listing agent from the Zillow link below the photos.
Listed on Zillow