$275,000 Riverfront Home With 3 Bedrooms, 3-Car Garage and Fox River Views

Welcome to Adorable Living Spaces. Located at 20 Division Street in Algonquin, Illinois, this charming farmhouse-style home is listed for $275,000 and offers a peaceful setting along the Fox River shoreline. Situated near downtown Algonquin, the property combines waterfront scenery with convenient access to local shops, restaurants, parks, and the community’s distinctive brick-paved streets. With a spacious detached garage, inviting front porch, and opportunities for interior improvements, this property could appeal to buyers searching for a riverfront residence with small-town character and easy access to everyday amenities.

The home offers approximately 1,455 square feet of living space with 3 bedrooms and 2 bathrooms. Inside, a generous dining room sits near the front entry, while the family room features expansive windows that bring natural light into the living space. Toward the rear of the home, an eat-in kitchen provides a practical layout for everyday meals and gatherings. The main floor also includes a bedroom and full bathroom, offering convenient single-level sleeping arrangements. Upstairs, the home provides space for two additional bedrooms and another bathroom. A full unfinished basement adds storage and potential for future improvements, subject to its condition and applicable building requirements. The listing highlights opportunities to update and personalize the interior, and prospective buyers should be aware that the marketing photographs have been virtually staged.

Outside, the property features a farmhouse-style front elevation, a welcoming porch, and a detached three-car garage that provides substantial space for vehicles, storage, or hobbies. The yard offers a peaceful setting with views toward the Fox River, creating an inviting atmosphere for outdoor gatherings and relaxation. According to the listing, the shoreline setting offers opportunities to enjoy fishing, picnics, and the calming movement of the water. Another attractive feature is the property’s proximity to downtown Algonquin, where sidewalks connect residents with restaurants, shops, and a waterfront park. This combination of natural scenery and walkable local amenities could make the property particularly appealing to buyers who want a quieter residential setting without sacrificing convenience.

This Illinois property offers an interesting opportunity for buyers searching for a home with riverfront character and room for personalization. Its three-bedroom layout, unfinished basement, detached three-car garage, and location near downtown Algonquin provide several practical advantages. However, buyers should carefully evaluate the home’s condition and any improvements needed before purchasing. Professional inspections should cover the roof, foundation, basement moisture, electrical and plumbing systems, and heating and cooling equipment. Because the property is located along the Fox River, buyers should also investigate flood-zone designation, historical flooding, insurance requirements, shoreline restrictions, and erosion risks. The legal boundaries and any rights associated with direct waterfront access should be independently verified. With its Fox River setting, traditional farmhouse-style appearance, and convenient downtown location, 20 Division Street could become a distinctive home for buyers who appreciate both waterfront living and small-town charm.

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If you need more info, contact the listing agent from the Zillow link below the photos.