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Move-in Ready 3 Bedroom Home Nestled on Nearly a Full Acre. $138,750

Posted on June 25, 2026June 25, 2026 by Adorable Living Spaces

Welcome to Adorable Living Spaces and our Deal of the Day series, where we search Zillow every single day to uncover affordable cottages, country homes, waterfront getaways, and hidden real estate deals across America. Today’s featured property takes us to Maryland’s beautiful Eastern Shore, where boating, fishing, and Chesapeake Bay living are part of everyday life.

If you’ve been dreaming about owning an affordable cottage close to the water without paying waterfront prices, this unique property deserves a closer look.

Located near Cambridge, Maryland, this charming fixer-upper sits on nearly one acre and places you just minutes from boat ramps, marinas, wildlife refuges, and some of the best fishing and crabbing on the Chesapeake Bay.

Let’s take a closer look.

Property Details 
Price$138,750
Location720 Hills Point Rd, Cambridge, MD
Bedrooms3
Bathrooms1 Half Bath + Outdoor Shower
Living Space1,308 Sq Ft
Lot Size0.99 Acres
Property TypeSingle Family Cottage
Year Built1900

Affordable Chesapeake Bay Lifestyle

Owning property near the Chesapeake Bay usually comes with a much higher price tag.

This affordable cottage offers buyers an opportunity to enjoy everything Maryland’s Eastern Shore is known for while staying within a modest budget. Whether you’re looking for a seasonal retreat, fishing cabin, or future investment, the location offers tremendous value.

It’s an affordable gateway to waterfront recreation.

Few properties this close to the Bay are priced this low.

Nearly One Acre of Land

The home sits on approximately 0.99 acres, providing plenty of outdoor space.

There’s room for additional landscaping, outdoor entertaining, parking, gardening, or simply enjoying the peaceful surroundings. The generous lot also provides ample space for storing boats, trailers, and outdoor equipment.

Large lots near the Chesapeake Bay are becoming increasingly difficult to find.

This one offers plenty of flexibility.

Ideal for Boaters and Anglers

Outdoor enthusiasts will appreciate this location immediately.

The property sits between Brooks Creek and Brannock Bay and is located less than one mile from a public boat ramp and marina. Launch your boat in minutes and spend the day fishing, crabbing, kayaking, or exploring the Chesapeake Bay.

Life on the water begins just down the road.

It’s a perfect setup for weekend adventures.

Comfortable Cottage Layout

Inside you’ll find approximately 1,308 square feet of living space with three bedrooms.

The traditional floor plan includes a living room, dining room, kitchen, and comfortable sleeping areas. While the home could benefit from updates, it already provides a solid foundation for future improvements.

The classic cottage layout feels warm and inviting.

It offers plenty of renovation potential.

Outdoor Shower for Bay Living

One of the unique features mentioned in the listing is the outdoor shower.

After a day spent fishing, boating, or crabbing on the Chesapeake Bay, it’s the perfect place to rinse off before relaxing for the evening.

It’s a small detail that fits perfectly with the coastal lifestyle.

Practical features like this make a difference.

Excellent Recreation Nearby

This property offers easy access to some of Maryland’s best outdoor destinations.

The renowned Blackwater National Wildlife Refuge is only minutes away, offering exceptional wildlife viewing, hiking, kayaking, photography, hunting, and birdwatching opportunities throughout the year.

Nature lovers will never run out of places to explore.

The Eastern Shore is known for its incredible scenery.

Owner Financing Available

An added benefit mentioned in the listing is that owner financing is available.

For some buyers, this may create additional flexibility when purchasing the property, although interested buyers should contact the listing agent directly for complete financing terms and details.

Alternative financing opportunities can open doors for many buyers.

It’s worth exploring if it fits your situation.

Great Investment Opportunity

Whether you envision a vacation home, weekend fishing retreat, seasonal residence, or future custom home site, this property offers numerous possibilities.

Its proximity to the Chesapeake Bay, nearby marinas, and outdoor recreation makes it attractive for buyers seeking both lifestyle and long-term investment potential.

Location continues to be one of its greatest strengths.

The possibilities are wide open.

Final Thoughts

For $138,750, this 3-bedroom cottage on nearly one acre offers an affordable opportunity to enjoy Maryland’s Eastern Shore lifestyle. With nearby boating, fishing, crabbing, wildlife refuges, owner financing availability, and plenty of renovation potential, this property could become the perfect coastal getaway.

Affordable Bay-area properties like this are becoming harder to find every year.

If you need more info, contact the listing agent from the Zillow link below the photos.

Listed on Zillow

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